Preparing for Final Exams: $66,663.50 Paid, $18,644.57 Till Payoff

So final exams ended for me recently, THANK GOD! I’m satisfied with my final grades and can’t wait to destroy my summer class. Another thank you goes to my wife. Thanks for taking care of our baby boy, and entertaining our ornery 2-year old daughter. Below are tips that helped me meet my academic goals with family and a full-time job.

1. Go to Class-And Yes, On Time.
Resist the urge to skip class for non-emergencies. Don’t create excuses either, reflect on the lesson from ‘The Boy Who Cried Wolf’ children’s story.

2. Stay Engaged-Use Different Methods.
Some of us learn through long lectures, others prefer instructors with engaging PowerPoints, while others must do something with their hands. Try taking notes with different colored pens, pencils, and highlighters to stay entertained during class.

3. Don’t Cram-Study Now.
Waiting until the night of a major exam can be disastrous for your GPA. Throughout the semester review your class notes daily before going to class and after class. This way you will retain more of the information through repetition.

4. Stop Procrastinating-Manage Your Time.
Organize your days by designating time for work, hanging out with friends, and study based on priority of deadlines.

5. Seek Support-Before Needing Help.
Remember, a cord of three strands is not quickly broken. We all go through stressful times, arrange to study with others in groups. Tackle challenges to learn material together, choose study mates wisely.

6. Quiz Yourself-Improve Your Knowledge.
Make flash cards or go digital with Quizlet’s online tool. Gauging your knowledge before exam time can prevent all-nighters.

7. Focus on Strengths-Not Weaknesses.
Are you most focused in morning or night? Consider your responsibilities at work and family obligations to allow time for rest.

8. Stay Positive-Visualize Success
If you tell yourself, “What’s the use? I’m going to fail anyway?” You will be 100% correct, 100% of the time. See yourself doing well on the final and determine steps necessary to make your dream a reality.

9. Rest-Don’t Stress.
According to Psychology Today, sleep is beneficial because 1) sleep protects new memories, lack of sleep makes you more irritable and forgetful 2) sleep consolidates memories according to their relative importance and the learner’s expectations for remembering.

10. Repeat Steps 1-9-Never Give Up.
Before you know it the semester will be over, you will log into student portal to review your semester grades and smile. You paid the price to win.

As usual, below is an update of my student loan balance. Until next time everyone! Stay strong, fight on, and have no debt but love!

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