Success is a Journey, Not a Destination: $58,661.20 Paid, $26,646.87 Till Pay Off

Hi everyone! Thank you for the continued support along my debt repayment journey. Below is my student loan balance update.

I have now paid off 68% of my student loans. With my student loans now at $26,646.87, I struggle with a lot of what ifs. What if I attended a cheaper school? What if I didn’t have student loans? What if the $58,661.20 paid toward my debt’s principal was money added into retirement accounts?

I snap out of the “Woe is me” and remember…
1 Timothy 6:6-10 (NIV) reads, “But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that. Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs”.

This scripture is not saying we should have nothing else beyond food and clothing. Nor is this scripture condemning ambition and the desire to earn wealth. This passage warns us against greed and the misuse of wealth.

Money should not be our final goal. We should aspire to know the Lord more; because he gives us the ability to enjoy what He blessed us with. Have you ever logged into your social media account and became envious of a friend’s latest vacation, celebratory post of a purchased house, or new job/promotion?

Comparing ourselves to others and living with regret is dangerous. There are times we will make lane changes and reverse to parallel park. However, staying fixated on other cars and not the road ahead of us will cause crashes-resulting in property loss or death.

Regardless of what our peers earn annually and possessions they enjoy, we must remember “Whatever you do, work heartily, as for the Lord and not for men”-Colossians 3:23 (NIV).

I will soon release a video entitled, “Most Affordable Texas Colleges-Legit Schools Costing Under 20k Per Year”. The video will be available through the No Debt But Love YouTube channel. Please subscribe to the channel, like, and share the videos; your support is much appreciated.

Impostor Syndrome-The Progress Continues

I didn’t intend to write and post on a holiday break from work.  However, it weighs heavy on me.  Today, the United States commemorates the life and accomplishments of Dr. Martin Luther King Jr.  He was a man who stood firmly for what he believed in, that we are all created equal by a holy and sovereign God.  His dream was for a united America, not just for unity’s sake but under a righteous God.

It’s interesting to recount how little regard I have placed for the sacrifices of the nation’s founders and my forefathers.  In my ignorance I have failed to understand the significance of the freedoms enjoyed today.  In my freedom, I believed it gave me license to ignore, disrespect, and berate.

You are seen as hateful if you have a different opinion.  Dr. King had a radical difference of opinion.  The truth is what guided him were the traditions of Judeo-Christian values, he was a Baptist minister.  Today, these values are under attack.

Politicians and their constituents are believing that the United States isn’t “that great” or ever “great” to begin with.  If that were so, what were tears shed, blood spilled, and lives lost for?  Besides every day people suffering and dying for ideals, Presidents have paid with their lives as well,

This country has a long standing tradition of seeking to improve the lives of our fellow brothers and sisters.  Let us not fall victim to…

There are days I want to give up.  There are even more days doubt sets in about my capabilities, but then I remember the following.

We can’t correct the hurts and harms of yesterday, but we can enjoy today’s freedoms.