Merry Christmas & Happy New Year! $57,650.35 Paid, $27,657.72 Till Pay Off

My son just made 2 months recently and I am excited to watch him learn how to express himself. My boy is one happy baby as evidenced by the dimpled smiles, the coos, and flailing arms and legs. My 2-year old is very protective of her brother. Each morning she runs into our bedroom shouting, “I want to hold little man!” or “That’s my baby!”; and is ready to plant kisses all over her brother’s face.

With that said, my wife and I are pleased to announce our family is adjusting well to the new baby. There is so much to be thankful for with Christmas around the corner and recently celebrating Thanksgiving.

First off, I am thankful to have a job that offers paternity leave. My job allows 6 weeks of paid time off to tend to births/adoptions. HOORAY! Also, I have 6 weeks of vacation time that can be applied in addition to paternity leave. It would be a challenge to stay home with a baby for that long lol. Cabin fever will ensue.

However, I am using 2 weeks of vacation to be at home with our new little guy for a total of 8 weeks.

Second, I am grateful for my son’s health. My wife was exhausted after the long (4 hour) delivery, but our son has since grown to a 12-pound baby champ. No amount of money can ever buy good health, even with the best doctors and medicine available. Poor health touches the rich and poor alike.

Third, I am grateful for my wife’s recovery. She is back exercising and is already contemplating a third child lol. I humbly ask she pumps the brakes. Thank you for accepting the challenge of being married to me babe. “I am honored to have the opportunity for you and me to exclusively form a little community of chocolate babies with proper raising.” -Tobe Nwigwe, “Wavy” I can’t take credit for those words. HAHA!

Okay, enough of that. Back to the reason for this blog, the tracking of my student loan repayment progress. Which leaves me with the fourth and final thing I am grateful for. As 2018 comes to a close, I have paid off $11,279.58 in principal. Check out the loan balance updates below.

I will give myself a Christmas present in the form of a student loan payment. The payment amount will be $400. It sucks to think about student loans over the holidays, but this will be $400 closer to debt freedom. The goal to live out Romans 13:8 doesn’t take holiday breaks. Until next time folks, have no debt but love!

How NOT To Drive Professors Crazy: $56,642.09 Paid, $28,665.98 Till Pay Off

As stated in earlier posts, I work in the field of education. In one of my roles, I serve as an adjunct college professor.  Around mid-semester due to midterms and after final grades are posted, professors get frantic emails at unholy hours in the morning.  I’ve literally had students attempt to call me at 3 a.m.

If you or someone you care about is a college student, pass this message along. Below are guidelines to follow when emailing college professors (faculty).  By doing so, you may help save the little hair I have left remaining on my hairline haha.

When emailing a faculty, here are a few things to remember:

  1. Start any email by addressing them with an honorific

An honorific is a title used to communicate respect for a person’s position. For example, call them Professor/Mr./Ms. (Insert Last Name). Rule of thumb, respect is always appreciated!

  1. Don’t misspell your faculty’s name

Double check your spelling through the entire email but also the faculty’s name.  Also, be sure to get your gender pronouns correct: address a female faculty as Ms. Or male as Mr. using “Professor (last name)” is gender neutral and acceptable.

  1. Proofread your email before sending

Your faculty spend their office time and free time reading.  That’s what they love to do.  They will notice the way you write.  Check your grammar and spelling. Use proper English and avoid common phrases reserved for texting your friends (e.g. LOL, LMK).

  1. Keep it professional

Use emails to improve your ability to write succinctly. You aren’t the only student your faculty is receiving message from.

  1. Give the faculty time to respond

Most faculty will need a day or two to reply to your email.  Give the faculty at a minimum 48 hours to respond.  This means not waiting until the last minute an assignment is due.  Whenever you face this type of emergency, reach out to your classmates.



Dear Professor (Last-Name),

I’m in your (Name of Class) class, section (section number),

(Insert the question you have or the help you need here).

I’ve looked in the syllabus, at my notes from class and I asked someone else from the class.  I think (Insert here what you think may be the answer), but I’m still not sure.

Can you (insert here what action you want the faculty to take: answer my question, let me know what to do?)

Thank you for your help with this issue.

(Your name)

(Student ID Number)



Dear Professor Johnson,

I’m in your SPCH 1300 class, section 12345.

For my class presentation, I want to include a short video clip.  But, I’m not sure how long the video can be.

I’ve looked in the syllabus, at my notes from class, and I asked a classmate.  I have found a 30 second video and another that is 2 minutes long.

Can you confirm if I can use a video clip, and if so, which one?

Thank you for your help with this issue.

Matt Stanley

ID: 0123456