The Valentine’s Day Crashers: $51,133.40 Paid, $34,174.67 Till Pay Off

Come On Man!

I walked through the door tired from work, annoyed from sitting through traffic, and brow glistening with beads of sweat. My phone rang, “Hello?” I puffed. It was my wife on the line she asked, “Can you text me a copy of the car insurance policy?”

Confused I asked “Why, what happened?” The response I got made my heart sink. In the heat of the moment, I didn’t handle my wife telling me she’d been in an accident well. Thankfully, she was close to home, being in route from work/picking up our daughter from school.

As a self-described slowpoke driver, I floored the gas pedal to reach my wife and daughter. Rushing to the scene of an accident was foolish, being already tired from work and hangry. Haha!

Upon arrival, I noticed my wife had rear-ended a car. I was relieved to find our daughter smiling in my wife’s arms and no structural damage to our car. I then inspected the other driver’s car and took pictures, and found it too had no visible damage.

You Are Kidding… Right?

Later, the driver of the other car decided to call the cops. Before we knew it, our eyes were accosted by red and blue lasers from ambulance, firetruck, and police squad cars. The lights seemed to reflect off everything, including my wife’s face. The whole time I thought, “Is all this necessary?”

Prior to first responders showing up, the driver’s passenger was coherent and mobile. However, once the paramedics asked her if she was okay, she expressed pain in her neck and back. Lol. So in the most dramatic fashion, she asked to be placed on a stretcher and admitted to the ER.

Adding Insult To Injury

Come on man, you gotta be kidding me! To make matters worse, it was Valentine’s Day. So our romantic evening was scrapped for filing an insurance claim. Neither my wife or I had ever been in an accident, and full coverage was $86 monthly to insure our cars.

You better believe the insurance company jumped at the opportunity to raise our premium to $131. Being the frugal person I am, I declined and took my business elsewhere. Haha. I am happy the claim was resolved without issue. I am more excited for the continued progress in paying off my student loans. Check out the updates below.

I have a request for you all, pray that I finish this race strong while serving my family, friends, and community in integrity. Do you have any failed Valentine’s Day stories to share?  Until next time, be blessed and fight on.

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